As a result of the recent negative deposit rates levied by the central banks in the region, some smaller banks in Switzerland and Germany are presently finding it hard to provide the appropriate answers to the situation. In the last few days, various lenders have made a pronouncement of new policies. The penalty in the form of interest on the savings of private customers was … [Read more...]
Mortgage Rates And Short-Term Interest Rising At The Same Time: Meaning For Real Estate Investors
A surge in short-term interest rates will lead to higher mortgage rates. This is a factual statement, but the valuable consequences for the real estate investors may not be significant. In the United States, the body that controls the activities of the entire banks in the country is called the Federal Reserve System. It is the sole central bank that operates with a centralized … [Read more...]
CAP Rates Hold Steady for Most Sectors.
According to a survey conducted by the CBRE’s North America Cap Rate, the capitalization rates for the United States commercial real estate assets remain static in the first half of 2018 without the involvement of some retail segments. However, CBRE ascribed the emergence of the unwavering cap rates to the barrier of domestic and international capital, a continuous low-interest … [Read more...]
Mortgage rates have started their summer collapse.
Even though mortgage rates have not been impressive in recent times, they are swinging in the appropriate direction for individuals who want to buy homes. Freddie Mac, in its most recent data, opined that the 30-year fixed mortgage rate average fell to 4.51 percent with an average 0.5 point in contrast to the 4.53 percent recorded last week, and 3.86 percent last year. For … [Read more...]